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However, most pay advance and overdraft apps don't support chime. In 2020, we spotted our members $1.5 billion, helping them. Why I Love Demon's Tilt My love, Demon, Love An employer or payroll provider. Can you use chime spot me on cash app . Who is eligible for spotme? These deposits can come from: Like other cash advance apps, you can get your cash instantly, but you have to pay for it ($4.99). Chime members who receive a qualifying direct deposit of $200 or more a month are eligible to enroll. The chime app doesn’t offer paycheck advances the same way some of the others on the list do. You can even use it at atms. Spotme limits start at $20 and can be increased up to $200 or more by chime, based on factors such as account activity and history. To keep using spotme after that, you need cumulative direct deposits of at least $200 every month. At that time, you’ll be able to use spotme. It can also be used for other types of debit card. Spotme o...